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Financing Your Vehicle At Joe Bowman

Save Time and Money with Our Auto Financing

Whether you have perfect credit, credit with “bumps,” or you’re recovering from a bad credit history, Joe Bowman Auto Plaza in Harrisonburg, VA can help you finance your next vehicle.

And our interest rates are highly competitive!

Why?

Because of our extensive banking network, we can often meet or beat a local bank’s auto loan interest rate. In fact, when you work with our Harrisonburg Chevrolet dealership, you get one stop financing.

Call us today! 540-908-2803

Customers Purchasing

    5 Ways Joe Bowman Auto Plaza Excels with Vehicle Financing

    When you choose to buy your next vehicle through Joe Bowman Auto Plaza, you benefit from our 60+ years in business. Because of our longevity, we have a sterling reputation with lending institutions in the area, and with the community at-large. Whether you choose to use your own bank for financing or you choose to finance through our Harrisonburg Chevrolet dealership, we’ve got you covered!

    Local lending institutions respect how we conduct business and work alongside us to get your loan approved. However, when you choose to finance your auto loan through us, there are distinct advantages over local bank car financing.

    1. Pre-Qualify Online

    We know you’re busy! That’s why we make the car buying process as quick and simple as possible.  
     
    Whether it’s from the comfort of your own home or on a lunch break, you can check your credit rating and get pre-qualified for a car loan on our website. Then personalize the terms to fit your budget:

    • Choose the price of the car, truck, or SUV 
    • Enter the down payment amount 
    • Choose the length of your financing terms 
    • Get online financing approval 

    There’s no appointment to make with your banker; no waiting for loan approval. Online application. Approval. Done!

    Call us today! 540-908-2803

      2. Competitive Auto Loan Rates

      Because we have a large network of lending institutions to work with, we can shop around to find the absolute best rate for your new or used car loan.

      We’re proud to say that we have some of the best auto loan rates in the area! Our dealership often beats the rates of local lending institutions and credit unions. And with our simple interest loans, there are no pre-payment penalties. If you want to make additional payments to end your loan early, you can! 

      At Joe Bowman Auto Plaza, we believe that transparency is the best way to build customer loyalty. With every loan we finance, we make sure you have a clear understanding of the terms.

      Ask us questions! That’s what we’re here for. Our job is to help you determine the best financing options for you. When you drive off in your new vehicle, we want you to feel completely comfortable with your auto financing deal. 

        3. Extended Financing Terms

        Joe Bowman Auto Plaza offers extended financing terms of up to 6-7 years for many vehicles. Many banks don’t offer this.

        In addition, we can offer 0% financing through General Motors.

          4. Easy Trade-In Options

          If you have a vehicle to trade, we make it easy for you to do so. For vehicles that still have a loan balance, Joe Bowman Auto Plaza will pay off your balance.

          If your vehicle does not have a loan balance, and it meets our standards for re-sale, we’ll buy the vehicle from you. It’s all a part of our MAXX Advantage program.

            5. One Stop Auto Financing

            Life is busy, and you don’t want to spend any more time than you have to buying a new or quality pre-owned vehicle. When you choose auto financing through Joe Bowman Auto Plaza, you get complete respect for your time and your money!

            Not only do we negotiate the best financing rates and terms for you, but we can take care of all of the legal paperwork, quickly and easily. 

            Auto loan financing through a bank requires more time. Electronic paperwork has to be transmitted back and forth. Then your lender has to make sure all of the paperwork submitted is correct and meets their standards. 

            And that takes more time. With dealer financing, we seamlessly take care of everything quickly and easily. There are no delays in approval because all the work is completed with our dealership. 

            We’ll also call your insurance company to get your auto insurance set up. Everything will be in place when you leave our dealership. 

            Again, with our competitive interest rates and loan terms, the only question you have to ask yourself is this: “How valuable is my time?”

              Call us today!

              540-908-2803

                Dealership Used Car Financing Advantage, Harrisonburg, VA

                But what about buying a pre-owned car? How does our Harrisonburg dealership stack up against local banks?

                While our car loan interest rates are very competitive, we have another advantage most banks don’t offer.

                If you want to buy a high mileage car, truck, or SUV, we offer special financing. Most banks won’t.

                Technician Keys

                  Special Auto Financing for Poor or Bad Credit, Too

                  If your credit has bumps in the road, or you’re working diligently to repair your bad credit history, Joe Bowman Auto Plaza wants to help. 

                   Instead of saddling you with a high interest rate used auto loan that won’t allow you to build equity, we take the opposite approach. We search within our large network of lenders to find you the best financing rate possible. Then we’ll break down the terms of the loan, so you understand what you’re buying. With our simple interest loans, you always have the option of paying ahead on your loan, then paying it off early without risk of penalty. 

                  What a great way to demonstrate your commitment to rebuilding your credit! 

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                    More Benefits to Buying Your New or Used Vehicle with Joe Bowman Auto Plaza

                    We value your patronage! That’s why the service doesn’t stop once the sale is completed. We want a customer for life!
                    To show our continued appreciation, we offer:
                    • Courtesy transportation while your vehicle is in the service shop. 
                    • Get FREE lifetime auto inspections for as long as you own the car. 
                    • Joe Bowman Auto Plaza customers always get preferred service scheduling. If we have a scheduling issue, the vehicle that was purchased here takes priority. 

                    There are so many good reasons to finance next year next vehicle with us. But here’s the best reason of all:
                    Our reputation hinges on every sale we make, and it’s been that way for 60+ years! Stop in and see us today.

                    Call us today! 540-908-2803

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