Harrisonburg Car Financing: Why You Should Let Your Dealer Arrange Financing
If you're thinking of buying a new or quality pre-owned car, you'll want the best auto financing terms available.
That's why you should consider letting Joe Bowman Auto Plaza in Harrisonburg, VA, arrange your vehicle financing.
Whether you have spotless credit, credits with "bumps," or you're in the process of repairing a bad credit history, we can offer you some of the best car financing rates in the area.
Because Joe Bowman Auto Plaza has been in business for 60+ years, we have an excellent reputation with local lenders, and with the community at-large. Additionally, we have a large network of lending institutions we work with.
If we can't find a competitive rate for you locally, we'll find it elsewhere!
Auto Financing Starts Online
Today, you don't have to come into the dealership to begin the loan process. You can do that online.
Simply go to our website, check your credit, then prequalify for a loan. You can even figure out what payments you can afford then personalize the terms.
Once you've found the car you want, we can shop around for the best interest rate and terms to match what you need.
One Stop Auto Financing
Our job is to find you the best financing terms possible quickly and easily. That's why working with our Chevrolet dealership is a huge plus.
When you choose to arrange financing through your local bank, it takes more time. Electronic paperwork is exchanged between our dealership and your bank.
Your bank has to review and approve terms; we have to review and approve terms. That takes time!
When you get run the entire process through us, you get the same lending term benefits you would if you had dealt with your bank. That's because our interest rates and terms are very competitive! We often match even credit union rates.
For example, we offer lending on high mileage vehicles. Most banks won't. And again, our interest rates and terms are competitive.
Joe Bowman Auto Plaza offers extended terms for buying a car, up to 6-7 years. Plus, if you're trading in your car and you still have a balance on it, we'll pay off your loan!
And, all of our auto loans are simple interest loans. If you want to pay off your loan early, you can. There are no pre-payment penalties. And we go over the terms of your loan to make sure you have a clear understanding of your financial commitment.
We'll also contact your auto insurance company to get your insurance in place before you leave the dealership.
In short, we get all the legal paperwork completed right at our office, saving you time.
Bad Credit Auto Financing: Get the Best Interest Rate. Rebuild Your Credit
If you're actively working to repair your credit history, or you have a "bumpy" credit history, we can help you secure financing without exorbitant interest rates.
With our Second Chance auto financing program, we'll shop around and find the best auto interest rate possible. Instead of making car payments loaded with outrageous interest, you'll have a reasonable rate, allowing you to build equity.
At Joe Bowman Auto Plaza, we want to put you in the driver's seat from pre-qualification to handing you the car keys!
Save time and money when you finance with Joe Bowman Auto Plaza.
