Harrisonburg Easy Auto Financing: How Dealership Vehicle Financing Excels
Harrisonburg Easy Auto Financing: How Dealership Vehicle Financing Excels
Save Time and Money with our Harrisonburg Auto Financing
Buying a brand new car or a quality preowned car is an exciting time! Who doesn't love upgrading their vehicle to one with new bells and whistles?
As with any new large purchase, financing is a necessary part of the process. That's why you want to make sure you're getting the best financing rates and terms possible.
And that's the very reason why your Chevrolet Harrisonburg dealership financing excels! Not only do we save you time in getting your loan processed, but we also save you money on interest rates.
Surprised? Read on to learn why our dealer financing beats local bank financing.
Auto Finance Lending: How We Streamline the Process
If you're buying a vehicle in Harrisonburg, easy auto financing is at the top of your list. Life is busy with family commitments and job responsibilities. Who has the time or the patience for a long drawn out loan approval process?
When you choose to finance your loan through our dealership, we can significantly save you time and money.
Joe Bowman Auto Plaza has a large network of financing lenders and banks to choose from. That means we can shop around for the best auto financing deals to meet your budget.
This allows us to help determine the best financing options for you. Then, because the loan is processed through us, approval is quick and easy.
You get the best of both worlds. Competitive interest rates that meet or beat local banks and credit unions and a quick loan approval process.
What's more, Joe Bowman Auto Plaza will call your auto insurance company and arrange for your new coverage right there in the office.
When you leave our dealership, you're all set! It's truly one stop financing.
If, however, you still want to finance through your bank, we will gladly work with you. Joe Bowman Auto Plaza has been in business for 60+ years. We have a sterling reputation with local banks and work easily with them.
Just expect your loan to take longer because digital paperwork has to be transmitted back and for between businesses. Your bank has to review and approve what we send over. We have to review and approve what your bank sends to us.
The end result is the same. It just means driving your new car home will take a little bit longer.
Time Saver: Get Online Preapproval
Before you ever apply for a loan, you first have to get pre-qualified. Instead of taking time out of your busy day and going to the bank for that prequalification, you can do it right on our website.
Check your credit score, fill out the prequalification form, calculate the monthly payment you can afford, and personalize your loan terms.
And, of course, you can shop for your vehicle online as well. Once you've found what you want, come into the dealership and we'll finish up the loan process for you.
Time-saving and easy!
Competitive Harrisonburg Financing Rates and Terms
All of the Joe Bowman Auto Plaza car loans are simple interest loans. That means if you want to pay ahead on your loan to get it paid off early, you can. There are no pre-payment penalties!
We also offer special financing on high mileage vehicles. Most banks won't do that. And we offer extended terms for car buying, up to 6-7 years!
And again, our auto loan interest rates are very competitive. We often meet or beat local lenders, including credit unions.
Perhaps most importantly, we go over the terms of your loan before you make a financial commitment. We want you to clearly understand your financial obligation.
Bad Credit Auto Financing Right Here in Harrisonburg, VA
Do you have "bumpy" credit or are you actively trying to repair your bad credit history? If so, you know it can be tricky trying to get an auto loan.
Lenders want to charge you a high interest rate which makes it difficult for you to build equity. With our Second Chance Auto Finance program, we'll shop around to find the absolute best interest rate for you, so that you can build equity and repair your credit!
Service After the Sale: Building Your Loyalty and Trust
We don't just want a sale, we want a customer for life. That's why the service continues after the sale.
When you buy a vehicle, new or used, from Joe Bowman Auto Plaza, you get preferred service treatment.
• Courtesy transportation while your vehicle is in the shop
• FREE lifetime auto inspection
• Preferred service scheduling-If two people want the same appointment time, the one who bought from us will receive the first offer on the available time.
Earning your patronage every day is what has kept us in business-and growing-for 60 years!
Call us today or stop by!
